Billing & Insurance

Insurances Accepted

FYZICAL Sanibel, FL accepts most major insurances including all Medicare Plans. We can bill most commercial plans as an OUT of Network Provider unless your plan is an HMO and has no Out of Network benefits. We also offer a self pay option for those without insurance or High Deductible plans.

Please contact your insurance company or you call our office at (239) 395-1097 to find out if we accept your insurance plan.

Our trained staff will be happy to verify your insurance benefits. We work with you to accommodate your individual needs.

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

Make sure your health care provider gives you a Good Faith Estimate before your medical service or item. You can also ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call us at 239-395-1097